Klarna, Affirm, or AfterPay/Clearpay Fee

From the FAQ that you read prior to ordering-

I paid with Klarna, Affirm, or AfterPay/Clearpay and now I am being told that I have to pay an additional $45 fee. What is this?

- Yes. When you use Klarna, Affirm, or AfterPay/Clearpay, they charge exhorbinant fees. Over 3x the fees that a normal credit card charges. Therefore, if you use one of those payment methods, we will send you a link to pay for the $45 fee prior to your item shipping.